The United States economy seems to go from worse to even worse, and if your personal financial situation is like most families’, you may be wondering what you can do to make your life easier, reduce stress and just get through this difficult time with a little more cash in your wallet at the end of the month. Maybe you want to pay off your credit cards, or put some money in the bank to make you feel a little more secure, financially, or both.
With the real estate market looking up in this area, you might be a perfect candidate to refinance. Denver is one of the best markets these days for real estate investors, according to HomeVestor, and many mortgage lenders are loosening restrictions on loans in the Denver area because of the health of the market.
What can you do to take advantage of real estate growth in Denver? Refinance your home and lower your mortgage payments. Get cash out and pay off your credit cards to put your family on more secure footing. Take advantage of the equity in your home to improve your financial situation now, and put your family in a better position for the future.
Whether you’re trying to avoid a short sale, or in a better position but wanting to lower your mortgage payments, consider a refinance loan. Even if you’ve tried to refinance in Denver recently and have been unable to get a good loan, now is the time to try again, because the market is recovering and the process is becoming easier for homeowners like you.
What is the first step to a Denver refinance? Finding a mortgage. And the first step to finding a good loan is to find a great mortgage banker. When you’re ready to refinance in Denver, Emery Federal is the mortgage banker to call. Honest, dependable and dedicated to making sure you get the right loan, Emery Federal is the best choice for a refinance anywhere in the Denver area.
The most important factor you should consider when you decide to refinance in Denver is making sure that you get a loan that works for you and your circumstances. Emery Federal, as a mortgage banker, works with a number of lenders, and understands exactly what each lender offers customers and which lender will work best with you and your unique situation. Call Emery Federal today to refinance your Denver home.
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.