Mortgage Refinancing: How to Get Started

The goal of a homeowner in Colorado looking to refinance their mortgage is to find the lowest monthly payment, fees, and interest rate. You must consider the costs and whether or not there will be enough benefit to justify the time and cost of refinancing your home.

We always give you a good faith estimate of rates and fees before we do anything. We will clearly tell you what your payment is going to be.

How to decide if refinancing is right for you? Contact us and we'll explain it to you. We will gladly tell you if it is not the best option for you. We are not interested in doing a loan for you if it doesn't make good financial sense.

 

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EMERY FEDERAL 720.583.5655

Ask Any Of My Clients

"I called Emery Federal just to find out if the rate quoted by my bank was fair. It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan closed on time and I saved over $5,000 with a lower interest rate. Emery Federal was right there every step of the way."
-- Rob P., Denver, CO

Today's Rates

3.500

30 Year Fixed (3.624 APR)*

3.125

15 year Fixed (3.456 APR)*

2.250

5 year ARM (2.988 APR)*
Colorado Mountain and Resort property