Congratulations on your decision to buy a home in Denver! First-time homebuyer loans make buying your first residence easy and painless, even in a difficult economic time. You are bound to enjoy your home, and this investment will enable you and your family to live happily and comfortably. This is definitely an exciting time in your life.
We would like to be part of this amazing transition in your life, as your mortgage banker.Cherry Creek mortgage would like to help you find the best first-time homebuyer loan in Denver, for your particular situation. We have a relationship with many lenders and loan programs, and we are uniquely situated to help you find the best loan for your particular situation.
First-time homebuyer loans, in Denver and elsewhere, are not one-size-fits-all propositions. Mortgage lenders have different programs and loan requirements, and some lenders are more suited for certain borrowers than others. As a Denver mortgage banker, we understand the factors that lenders consider in loan applications. We work closely with you to understand your credit history, current income, future income, and future income potential, so that we can match you with the perfect lender for the best first-time homebuyer loan in Denver.
We’re not the only mortgage banker in Denver for first-time homebuyers, but we believe we are the most personal and customer-focused banker in the Denver metro area, or anywhere else in Colorado. We understand how important this purchase is to you, and we work closely with you to make it happen and get you the very best mortgage for your needs.
We don’t consider our job to be “getting you a loan.” Our job is to match you to the best loan available and create a relationship with you. You are not just our customer. You are our best customer, and we treat you as if you were the only customer we work with. That is how we run our business, and that is how we work with all of our customers.
We want to make sure that you get the best first-time homebuyer loan in Denver and that you are happy, not only now but in the future, with your mortgage. We understand what an important part of your life this loan will be, for years to come, and we are dedicated to making sure you’re in the right mortgage for you, your family and your financial situation.
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.