If you’re seeking a commercial mortgage in the Denver area, one of the first things you need to do is interview commercial mortgage bankers to find the right banker for you. You may want to start with three to five candidates, and take the time to interview each banker.
Visit the banker’s office, to get a feeling for how they do business and how stable their business is. In turn, invite them to visit your office and see the property you’re seeking a Denver commercial mortgage on. This mutual visit will allow each of you to get a feel for the other person and determine the fit between you.
Make a plan for your commercial mortgage, including the terms you are willing to accept in a commercial mortgage for your Denver property. In other words, know exactly what you want and what you will accept, and be very clear about this with your potential bankers. A good Denver commercial banker mortgage will be happy to work with you on your terms.
Do final interviews, if necessary, to determine which banker you want to work with. Make sure there is a good fit between their qualifications and your needs, and also that there is a good personal fit. Your Denver commercial banker will be an important business associate, and you should feel extremely comfortable working with your banker.
Allow your banker to help you find the right loan. When you hire a mortgage banker like Emery Federal, you work with someone who gets to know you and your needs and works to make sure that the lender you work with will meet your requirements.
In these rough economic times, it is not easy to get a commercial mortgage in Denver, or anywhere. But, it does not have to be any harder than it already is. You do not have to go solo in your search for a commercial mortgage.
When you hire Emery Federal to guide you in your commercial mortgage process, you will find that many of the problems you anticipated never materialized, and that finding the right lender with the right terms will seem to happen almost like magic. That is not because Emery Federal is a magician, of course, but because he knows his business and can help you find the right Denver commercial mortgage quickly and easily, using his experience and connections.
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.