If you’re seeking a hard money loan in the Denver metro area, you probably already know the basics of how hard money loans work. However, a quick refresher might be helpful.
Hard money loans, in Denver and elsewhere, hard money loans are made on property, based on the value of the property in a quick sale, if the borrower defaults. Hard money loans are useful to property owners with distressed financial situations, and to commercial borrowers.
When you’re seeking a Denver hard money loan, one of your most important steps is finding a mortgage banker who understands the hard money loan market, understands Denver real estate, knows the lenders who offer hard money loans in Denver, and works with customers to find exactly the right lender and the right loan.
There are certain things you should look for when you select a mortgage banker to help you obtain a Denver hard money loan.
First, you should seek a mortgage banker who has been in business for a while, has relationships with a number of lenders, and is well-established. You never want to work with a fly-by-night outfit, but particularly not when you’re looking for a hard money loan.
Second, you should talk to the mortgage bankers you’re considering, and get a feel for how they treat their customers. You want help finding hard money loans in Denver, but you also want to be treated with respect and to feel that your business is important to your banker.
In short, you want a good fit between you and your mortgage banker. You want to know that when your banker helps you find the best Denver hard money loan, that banker has your best interest in mind. You want a banker who is very customer-focused and who understands that every borrower is an individual with unique needs.
The right banker will make your Denver hard money loan search easier, and put you in the best position in terms of your loan and your future in business. Emery Federal Mortgage, is the right banker, and will make sure that you get exactly the loan you need.
Our focus is on the customer, and we treat each customer as a person with specific needs, not as an application or a number. We look at every aspect of your business and financial profile, and match you to the lenders, and commercial property mortgages, that we feel best fit your requirements.
We work very hard to make sure that you get the best loan, the best rates on Denver hard money loans, and the best terms. We understand what you need, as a hard money borrower, and we work hard to make sure you get everything you deserve.
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.