Denver Real Estate Glossary

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Q

Qualifying Ratios - Calculations that are used in determining whether a borrower can qualify for a mortgage. They consist of two separate calculations: a housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.

Quit Claim Deed - A deed that transfers, without warranty of ownership, whatever interest or title a grantor may have at the time the conveyance is made

 

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Emery Federal - 720.583.5655

Ask Any Of My Clients

"I called Emery Federal just to find out if the rate quoted by my bank was fair. It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan closed on time and I saved over $5,000 with a lower interest rate. Emery Federal was right there every step of the way."
-- Rob P., Denver, CO

Today's Rates

3.500

30 Year Fixed (3.624 APR)*

3.125

15 year Fixed (3.456 APR)*

2.250

5 year ARM (2.988 APR)*
Colorado Mountain and Resort property