The FHA loan program is an excellent opportunity for homebuyers to get into a home with a lower down payment than other loan programs, with low closing costs. Many homebuyers applying for Denver FHA loans also have an easier time qualifying for the loan than they might with other loans.
Many lenders offer FHA loans, and there are several programs for FHA loans in Denver, including first-time homebuyers, home purchase and renovation, refinancing and remodeling, senior mortgages, energy-efficient mortgages, and even mobile home and factory-built housing loans.
There are so many available loan programs from FHA for loans in Denver, it can be confusing to sort through the programs, figure out what you need, and find a lender offering FHA loan products. The variety of programs is great, and you should definitely take advantage of the opportunity to get your mortgage through FHA.
But you will probably want to consider working with a mortgage advisor, like Emery Federal Mortgage, to find the best loan program and the right lender for your needs. Because we have relationships with a number of lenders, we can find the right lender for your FHA loan in Denver, based on your unique situation.
Many lenders, and many mortgage bankers, try to fit customers into molds, and assume that all borrowers basically need this or that particular product or program. At Emery Federal Mortgage, we know that customers are unique, that every individual has a different picture as far as credit history, current income, future income potential, and current financial situation. You’re not just a bunch of numbers to us, but we do look at the numbers to make the right loan recommendation for you when helping you secure a Denver FHA loan.
We want to help you get a loan, but we don’t want you to get just any loan. We want you to have the right loan for your needs. We understand how important this purchase is to you, and what a life-changing effect this mortgage will have on you and your family. We take that responsibility very seriously. We work with you to make sure that you get exactly the loan that suits your situation—not the most popular loan or whichever lender we happen to call. We make sure you get your loan, for your home, with great terms and a hassle-free closing. That’s our job, and we do it very well. Call us today to get started on your new home purchase using an FHA mortgage or to refinance your FHA loan and save money!
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.