If you’re buying a home in the Denver metro area and need to finance more than $417,000 of the purchase, you already know you’re in the market for a jumbo loan. Rates vary on these loans, depending on the lender and loan program. Also, you will find that other terms, including down payment requirements, also vary by lender. When you start your search for a Denver jumbo loan, one of the best things you can do is contact a good mortgage advisor, like Emery Federal Mortgage.
While you certainly can approach lenders directly, that is not the best way to get competitive Denver jumbo mortgage rates, and not the best way to get the best loan for your needs. A mortgage advisor works with a number of lenders and can place your application with loan officers whose products most closely match your needs, based on your particular situation.
The fact is, even during the current crisis, the Denver real estate market is one of the best markets in the country, and our lenders are still aggressively offering jumbo loans to qualified borrowers. You can get a loan; the point is that you want to get a loan with the best Denver jumbo mortgage rates and other terms. You don’t want “a” loan, you want “the right” loan.
That is why you need a good mortgage banker. By going it alone, or going with an average banker, you may end up with a loan that doesn’t meet your needs for the long term. You want the best Denver jumbo mortgage rates and the best terms on your loan, and you need to work with the best banker around to make sure you get exactly what you require.
If you’re determined to get the best Denver jumbo mortgage rates, on the right loan for you and your family, you need to choose a customer-focused banker whose main goal is to get you into the right loan—not to process as many applications and make as many loans as possible, but to do the absolute best for each customer.
Emery Federal Mortgage, is such a banker. Emery Federal’s goal is to give his customers the best home-buying experience possible, and make sure that every homebuyer he works with gets the best loan for their needs. And those needs are not the same for every homebuyer. For instance, you need the best jumbo rates in Denver; Emery Federal will find you that loan.
"I called Emery Federal just to find out if the rate quoted by my bank was fair.
It turns out that Emery Federal offered a much lower rate/fees. My mortgage loan
closed on time and I saved over $5,000 with a lower interest rate. Emery Federal
was right there every step of the way."
-- Rob P., Denver, CO
3.500 |
30 Year Fixed (3.624 APR)* |
3.125 |
15 year Fixed (3.456 APR)* |
2.250 |
5 year ARM (2.988 APR)* |
Loans are originated under the Financial Services Division of Emery Federal Credit Union. Your Loan Officer or Mortgage Consultant is your main contact regarding your loan transaction. Please contact them during your loan process. If you need further assistance, please contact our help desk at: 800-880-3020 or help@EmeryFed.com. We look forward to serving you.
Originally chartered in 1939 to serve Emery Industries, in 1984 Emery FCU expanded our field of membership to include other diverse groups. Today Emery FCU serves the employees (and their family members) of over one hundred sixty four (164) companies.
Emery FCU is a not-for-profit, member-owned financial institution. Unlike banks, thrifts, and finance companies who operate on a "for profit" basis, we return excess earnings back to our members in the form of lower loan interest rates, higher yield savings and investment accounts, and low or no fee convenience services in addition to the friendly, unmatched member service provided. As a not-for profit financial cooperative, you have the assurance of knowing that your money is safe and secure because it is Federally Insured, through the National Credit Union Administration (NCUA).
* APR based on $200,000 loan amount. APR will change depending on loan amount.NMLS # 401087 © Denver Mortgage Rates.